Importance of Static And Touring Insurance For Caravans

December 4, 2009
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Understanding Static And Touring Insurance For Caravans

There are indeed numerous insurance types in the market, and yes there is also a plan to protect your caravan. We’re not sure with the exact amount of money you have invested in your caravan but we can definitely tell that you didn’t purchase one just to hide it somewhere safe. So to protect your caravan both on and off the road for many years to come, we suggest you avail an insurance to be safely ensured no matter where you are.

There are two major types of insurance for caravans and though they are similar in nature, both offer different benefits.

Touring caravan insurance provides coverage for caravan owners who use their caravan while traveling. Since these caravans are transported from one place to another, they must have cover that will protect them and others from damages as they travel. This is what touring caravan insurance is for. It protects:

• Campers

• Trailers

• Slide-on campers

• Horse floats

• Folding trailers

Static caravan insurance, on the other hand, provides coverage for caravans that do not travel. This specific type of insurance is very similar in nature to homeowners or rental insurance, but it includes special features that are exclusive to caravans. Policies that cover caravans can include protection for:

• Towing - Should you encounter any problem that cause your touring caravan not to be able to travel, insurance will allow for it to be towed for repairs.

• Contents - This plan also covers damages and contents of your property when stolen.

• Liability protection - It protects you against liability claims in all forms as well.

• Accommodations - If you need a place to live in while your caravan is being repaired, accommodations are available through this type of plan too.

• Caravan replacement- In an event your caravan has been totally destroyed or rendered uninhabitable, you can also have it replaced.

• Fire, flood, and storm damage – As the name of the policy suggests, it will cover you from any damage caused by fire, flood, or storm.

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