Stay-at-home moms or plain housewives are not getting any monetary compensation for their job.  That’s why they are counted as some of the unnamed heroes of families and societies—they are also unpaid, come to that.  However, it doesn’t mean a life insurance won’t help them.  Life insurance is not only for the family’s breadwinner.  People may not rely on you financially, but you anyone, especially our mothers, play a lot of roles that simply make them irreplaceable.  Life insurance won’t make up for them, but it will help at the very least.  In what way?

Stay-at-home moms are all-around people.  If you pay them for every single task at home that they do, you’ll have to prepare thousands of dollars.  Yup, that’s the sum of money you’ll have to give as salary if you would get someone else to do the job.  Experts say that an average salary of $150,000 for a full year is the amount stay-at-home moms would make for the services they provide as:

* Child care provider
* Housekeeper
* Cook
* Driver
* Event planner
* Psychologist
* Teacher
* Computer operator
* Nurse
* Nutritionist

When mom’s gone, most single-parent families would not be able to cope with all of these responsibilities or pay for them.  The overflowing love and support of mothers are irreplaceable indeed.  But as for the tasks mentioned above, life insurance can take care of them.