If you just moved in to a new house and is in the process of comparing homeowners insurance quotes, consider the small but important factors that will establish how high or low the homeowners insurance quotes you’ll get.

Yes, there is an accredited and licensed inspector to do the inspections but we suggest that you look through your home after, especially if it’s older than 20 years. So what are these important factors we’re talking about? Below is a list of things you might want to check:

* A roof lacking the proper ventilation or missing shingles
* Not enough gutters
* Exposed wiring on the exterior of your house
* Leaky pipes
* A cracked fireplace
* Faulty stairs

Should you find any of these problems, get them taken care of right away. Having as few high risk factors as possible will vastly benefit your homeowners insurance. Call your home insurance agent to learn more about how to properly inspect your house.