What is Group of One Health Insurance?

February 3, 2010
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If you are having a hard time getting health insurance because you are self-employed with a pre-existing condition, the program group of one might help you. The idea of “group of one” health insurance is that a person cannot be denied coverage because of a pre-existing condition under a group policy.

For example, a person with a heart condition who works for Google cannot be denied coverage under their plan. In states that allow it, you can actually purchase group plans for your self-employed business and then join your own group.

As of now, only 12 states operate it - Colorado, Connecticut, Delaware, Hawaii, Maine, Massachusetts, Michigan, Mississippi, New Hampshire, North Carolina,…

Maintaining Home Insurance Leads

February 3, 2010
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The competition in the home insurance business can be really tough. There are numerous companies, brokers, and agents that are vying for the same potential customers. So if you want to get several leads, better yet, maintain the leads, here are some tips for you to follow.

The easiest method for maintaining leads is by partnering up with those who own “Webpreneurs”. These are websites involved in marketing various home insurance portfolios as well as selling home insurance leads. This program effectively optimized on line sites for the keywords that prospective clients will be typing on the search engines. Therefore, every time a probable client looks for home insurance, it will…

Your Quest in Finding the Best Life Insurance

February 3, 2010
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A head of the family’s top priority is providing his family the life that they deserve and that includes securing their future even after he passed away. So how is that possible? A great way to do that is by acquiring life insurance. There are several plans that are available in the market. If you are planning to get one, you might get confused along the process. So here we’ll discuss the most important things you have to take into account.

First of all, you should understand that the best life insurance for another individual might not be the best for you. The process of obtaining a plan depends on your…

Republicans Counter Massachusetts Upset

February 2, 2010
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In hopes to overthrow the election results in Massachusetts as a referendum on the Democrats’ health care legislation, Senate Republicans counter it immediately. Senator Bob Corker, Republican of Tennessee, issued a statement calling on Democrats to go back to the drawing board.

“With the election results in a state like Massachusetts, I hope my colleagues on the other side of the aisle will be convinced to go back to the drawing board on the issue of health care reform,” Mr. Corker said. “If the president wants to take a truly bipartisan approach on health care, he would go a long way by reforming Medicare to ensure it remains solvent instead of…

Is it Possible to Get SR22 Insurance without Owning a Car?

February 2, 2010
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Instead of paying a possible penalty from any kind of traffic violation, some people opt to sell their car. That way they’ll be able to avoid liabilities from any car accident and save more money as well. But remember, there is still a need to have auto insurance even without owning a car.

So going back to the question? Yes, it is possible for car non-owners to get SR22 insurance. If you think you really need to get an SR22 filing, all you have to do is get a non owner auto policy. This policy will allow you to drive any vehicle and also permit you to fulfill your state required…

Mandate to Buy Health Insurance, Not Constitutional?

February 2, 2010
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Let’s go straight to the point – the Democrat’s health care plan is focused on requiring citizens to purchase health insurance. Sen. Patty Murray, a Democrat who has been working to pass the reform said, “We have done it before”. This statement is in reference to the Social Security which is federal and is mandatory insurance. But when it came to the Supreme Court in 1937, Social Security was approved as a tax and a spending program. Yes, a single-payer plan might be approved that way. However, this current plan is mandatory private insurance.

Now, the problem with this mandate is that it goes beyond the powers of Congress. The Constitution…

Important Insurance Plans You Must Get

February 2, 2010
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With all the various insurance types out there, many people become so confused that they end up getting the wrong insurance policies. I’m telling you now that you don’t want to be in that situation too. So in this article, we’ll discuss some important insurance plans that people often ignore.

Though not as ordinary as the car insurance, pet insurance is a must to all pet owners. The pet insurance provides veterinary coverage for the pets which can help you financially to protect your pet when they become sick, need basic medical checkups or some kind of medical attention. If you don’t have enough budget for the insurance of your pet…

Looking for the Best Travel Insurance?

February 2, 2010
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I know a lot of people who enjoys mountaineering. I do not share the same interest but I know for sure that there are a lot of risks involved in such hobby. I’ve read in several insurance articles the different hazards relevant to this type of activities, it seems really scary but I must admit it seems a lot of fun too. I’ll probably try one of these fun activities soon but before anything else, I’ll get myself protected from the possible accidents that might happen and I will get backpacker travel insurance.

As an insurance article writer, I know that there’s always several ways as to how I can obtain…

Pulling Out Auto Insurance is a Risky Move

February 2, 2010
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With our unstable economic status, thousands of people have been drastically affected. A lot of private companies cut down their workforce leaving many people jobless. Now, people are trying to reduce their own expenses through different ways. Sad to say, some of them chose to pull out their auto insurance as they can no longer afford the monthly premium.

If you’re planning to do the same, we suggest you rethink about it as driving without auto insurance is very risky. Besides, almost all countries require drivers to have auto insurance, or else, you will not be considered as a legal driver. Now if you recently bought a vehicle, do not delay…