Are you aware of your family’s medical history? You should be. If someone had a critical illness in your family, it would be a very wise move for you to get critical illness insurance. A regular medical or health insurance may not cover your expenses coming from a serious ailment and so if you don’t have this type of plan, even a few tests or treatments will ransack your savings.

Based on surveys, the number of people seeking for critical illness insurance is increasing as critical illness rates have raised. For instance, according to the Multiple Sclerosis Society 2002, there are approximately 85,000 people suffering from this critical illness in the…

First impression sometimes last. Unfortunately for a few people, it’s only their physical looks that are being judged since there’s no enough time for conversation. That being said, we suggest you always keep a good hygiene and that includes maintaining a good oral health. If you are kind of having problems with your budget, getting individual dental insurance is the best way to go. If you think that’s expensive, consider all the possible dental treatments you need, that for sure will cost you more.

Individual dental insurance is extremely important for those individuals who are self employed and are therefore not covered under group insurance policies. There are different types of…

John Millet, a LaPlace insurance agent, is requesting the St. John the Baptist Parish Council to re-examine his complaint that Parish Councilman Steve Lee obscured a conflict of interest when voting to approve insurance contracts between 2003 and 2008. Millet said in his protest to acting Parish President Pat McTopy that Lee should have disclosed to the public that he was receiving commissions from Arthur J. Gallagher Risk Management Services placing policies with the Port of South Louisiana and the St. Charles Parish Council while voting on the St. John council to give parish business to the firm.

On the other hand, Lee said he has an agreement to solicit business…

When we talk about insurance, we usually discuss the importance of life insurance, car insurance, health and home insurance. What are the odds that one person will immediately consider getting disability insurance? A little, very little. This scenario is really disturbing, that’s why you have to grasp this fact: a long-term disability could eliminate your ability to pay for certain financial obligations, such as your mortgage, medical bills and car payments.

If you think you are not exposed to such risks, think again. According to the 1994 Statistical Abstract of the United States, 1 in 10 people will suffer a disability. Furthermore, a 2000 New York Times article reported that 1…