Pennsylvania Republicans Work to Secure Right to Buy Health Care

February 8, 2010
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Last Wednesday, about 30 state House Republican lawmakers pushed the passing of legislation that would guarantee Pennsylvanians the right to choose health care plans, regardless of federal mandates.

“Do you want Obamacare?” said Rep. Matthew Baker, R-Tioga County, the bill’s sponsor. “Do you want to pay higher taxes? Do you want less quality in heath care?”

Brett Marcy, a spokesman for House Majority Whip Todd Eachus, D-Luzerne County, called the bill ‘hollow political bluster’. “It seems the state House Republicans are only interested in perpetuating the right-wing propaganda of their national party,” Marcy said. “The voters are tired of these lies and scare tactics, and they’re tired of this kind of extremist…

Get Familiar with Casualty Insurance

February 8, 2010
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When people discuss about their insurance plans, we bet most of them would talk about their life, vehicle, and health insurance. That’s because those are the basic plans that most families need. However if you own a business, here’s a plan you should get familiar with: casualty insurance.

Casualty insurance is also known as liability insurance and is not necessarily concerned with life, health, or even property insurances. It generally covers damage to property of individuals or organizations. Moreover, it also offers coverage for aviation, boiler and machinery, glass and crime, and marine insurance for shipwrecks, as well as terrorism and political risk insurances. Earthquakes are also covered by this type…

Health Care Reduction Attracts Critique

February 8, 2010
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As officials try to manage the government budget, their ways have drawn many criticisms especially those that involve reducing health care services to the poor. In a recent proposal, Arizona Gov. Jan Brewer wants to cut 300,000 people from their health care plan.

According to Dr. Joseph Goldberger, chief medical officer for the Yavapai Regional Medical Center and a rheumatologist with a private practice, 15 to 20 percent of his patients are insured by the Arizona Health Care Cost Containment System, the Arizona equivalent of Medicaid. By now, AHCCCS fees to doctors have been frozen, he said.

“The untold story is patients with or without insurance continue to get the care,” Goldberger…

Online Application: Is It Safe to Provide Personal Info?

February 8, 2010
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Nowadays when everyone relies on technology, it seems that all activities are managed online. Who can blame these techy savvy people? Not us. Technically speaking, computers, cell phones, and any other gadgets make our life easier. But have you ever wonder if there’s a risk involved here? For instance, are you now that comfortable providing your personal info online?

Let’s talk about gathering auto insurance quotes online. Indeed, it has been made a practice to provide the personal information to get familiar with an auto insurance quote online. In order to confirm the identity of the applicant at the time of buying the policy, personal data like social security number or…

Effects of Kidscare Possible Termination

February 8, 2010
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Have you heard the news? Due to the public budget deficit, local officials are planning to eliminate subsidy for Arizona’s KidsCare, the state health program that covers 47,000 children of the working poor. Gov. Jan Brewer initiated this plan to cope with Arizona’s $5-billion budget shortfall. Now the question is how then can these uninsured low-income families deal with the situation? It looks like they have only two options: take their children to crowded community clinics or to hospital emergency rooms.

If you think that’s the worst, continue reading to find more about the cost-cutting methods that would affect Arizona health care. Another program facing cuts is Arizona Health Care Cost…

County Commission About to Drop PEIA?

February 4, 2010
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Keeping it real but still optimistic, Upshur County Commission is planning to save some money, and probably a few jobs, by getting rid of the Public Employees Insurance Agency. Last Wednesday night, County Administrator William Parker informed the employees about the possibility of moving to a private healthcare plan that would offer the same benefits as PEIA, but with a potentially lower cost.

How are they planning to begin the cost-cutting process? Well, they have not yet come up with final figures but Parker said that most of the savings would come through OPEB.

“We’re trying to control the costs of premiums, as well as the Other Post Employment Benefits side of…

Prepare for 2010 Winter Olympics, Buy Visitors Medical Insurance

February 4, 2010
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There are definitely a big number of foreigners who visit North-American nations like USA and Canada every year. What more this year when the Olympic Games will be held in Canada? This big event will surely drive groups of international spectators and sports enthusiasts from around the globe.

If you and your family are one of these sports fanatics, are you prepared to take the trip? Have you secured the entire family with the right health insurance plan? Take note that your native health insurance plans or policies are not acceptable in international destinations. So if you want to make sure you get the proper coverage, purchase Visitors Medical Insurance.

If you…

Cigna Snatches Outstanding Customer Service Experience Certificate

February 4, 2010
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For a fourth consecutive year, CIGNA HealthCare has earned the call center operation customer satisfaction excellence which is issued by the J.D. Power and Associates Call Center Certification Program. The Call Center Certification Program distinction recognizes the strong dedication by CIGNA HealthCare’s call center operation to provide “An Outstanding Customer Service Experience.”

Mark Miller, the Senior Director of certifications and solutions at J.D. Power and Associates, said that in achieving certification for a fourth consecutive year, CIGNA HealthCare has demonstrated its commitment to deliver high-quality service to customers contacting its call centers. Customers contacting CIGNA’s call centers are specifically delighted with the courteousness shown by the customer service representatives.

To get a…

Tips on Finding a Good Car Insurance Agent

February 4, 2010
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Even if our economy right now is not on its best condition, it seems that the car insurance industry is still doing well. In fact, you’ll see pictures of these insurance agents plastered wherever you go. Maybe some of them caught your attention and some did not but do you really know or can you determine who to trust and who to rely on? Maybe not. So here, we’re going to provide you tips on how to find a good car insurance agent.

1. Ask Your Friends, Family and Colleagues

Ask anyone you know who drives and has already dealt with an agent or agency. Ask people you trust for recommendations and…

Car Insurance Fronting – Is It Illegal?

February 4, 2010
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Nowadays, we cannot blame the parents for being so overprotective with their kids. With all the news about car accidents, it seems that every security measure is just not enough. However, getting your kid some car insurance can be very costly. Now the question is, if you’re a parent, what would you do?

According to a survey from a price comparison website, 60 per cent of parents consider ‘fronting’ their child’s car insurance in order to secure reduced premiums. Never heard of fronting? The process of fronting means insuring the child’s car in the parent’s own name while adding the child as a named driver. This method can secure significant car…