As you know, Cover Florida was specially designed to assist the state’s 3.8 million uninsured residents by providing an affordable and accessible alternative to expensive health insurance plans. After a year of service though, its leading insurer wants to raise premiums by 30 percent, citing figures showing a predicted 23 percent loss at the existing rates.

“We’re losing quite a bit of money,” said Randy Kammer, vice president of regulatory affairs and public policy for Jacksonville-based Blue Cross and Blue Shield of Florida. “For every dollar that we take in, we lose almost a dollar and a quarter with the administrative and the health expenses with the products.”

The state’s Office of…

As we all cannot expect for a rush change in the health care industry, a few organizations attempt different ways on how they can lower health insurance premium. For instance, the Student Health and Counseling Center is working to reduce insurance costs for students.

Last Tuesday, the UNM Student Health Insurance Committee members gather to discuss how to make health insurance affordable with benefits. Beverly Kloeppel, Student Health Center director, said students need health insurance because health care is expensive without it.

“You really don’t have to have some major health problem. All you have to do is have an accident — fall on a skateboard, hit your head on a bike…